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“Thanks for all your help with my credit, my credit rating has taken a huge jump in just six months. You have been very efficient with how you've dealt with me. I now have good credit and I don't have to worry about having someone check it, it's been a big relief thank you.” D.N. Denver, Colorado
“I appreciate your kind service. Also, I would like to thank you for the wonderful service that your company has given by helping me out of my financial straights. It's service like this that has really given me hope that there really are people out there that care for people like me.” N.F. Cleveland, Texas
Quotes
Your money will always "flow". This means that you will spend some or all of it, you'll never get control of it unless you implement sound financial principles, and most of us believe we have more money than we do.
Do you have money "lying around someplace", or do you spend more than you make?
One way to get a handle on how
your CashFlow has been going is described below:
Your
debt-to-income ratio:
36% or less:
This is a healthy debt load to carry for most people.
37%-42%:
Not bad, but start paring debt now before you get
in real trouble.
43%-49%:
Financial difficulties are probably imminent unless
you take immediate action.
50% or more: Get professional help
to aggressively reduce debt.
Source: Gerri Detweiler, author of The Ultimate Credit Handbook
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